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Mulhern Mortgages, Mortgage Brokers

We're here to help you with home purchases, mortgage renewals, refinancing and more.

How Can I Help You?

Home Purchases

Review your mortgage options before you buy your next home, vacation or investment property.

First Time Home Buyers

There are many things to think about when buying your first home. Professional mortgage advice is a great place to start.

Mortgage Renewals

At renewal, you can renegotiate everything pertaining to your mortgage - with no penalties. It's also a great time to save money!

Mortgage Refinancing

Get out of a high rate mortgage, or unlock some of your home equity for debt consolidation or other important need.


I have access to lenders that specialize in self-employed mortgages, and can anticipate the challenges you might face.

Improve Your Credit

I can help you find a mortgage lender that fits your budget, or start improving your credit now for the best mortgage rate later.

Some of our lenders

You're in great hands

With many years of mortgage experience our team has what it takes to help you with your mortgage related needs. See what real experience and know how can do for you.

Patrick Mulhern
Patrick Mulhern
Senior Mortgage Broker
Kathleen Wlodarczak
Kathleen Wlodarczak
Mortgage Assistant

From the Blog

Educational Videos

Low Rate Handcuffs

Low Rate Handcuffs

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Reverse Mortgage

Reverse Mortgage

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Self Employed

Self Employed

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Be in the Know!

Sign up for our weekly or monthly newsletters packed full of the latest mortgage related news.

Happy Clients

"I'd highly recommend using Patrick Mulhern as your mortgage broker to anyone looking to buy property, whether you are a first time buyer or a seas..."

"I cannot say enough positive things about Patrick and his team. They have led us through the purchase of our home, subsequent re-financing and now ..."

"We cannot say enough how grateful we are that we were referred to Patrick for our refinance and new mortgage. Patrick guided us through the process..."

"We are regular clients of Patrick Mulhern, with good reason. The service we receive, the depth of Patrick's knowledge and expertise on mortgages an..."

"I’m writing this letter to express my gratitude of the work that you and your team provided me over the last few weeks in renewing my mortgage...."

"Working with Mulhern Mortgages was an amazing experience. Both Patrick and Candice were so helpful! Not only did working with them save me time sea..."

Your reviews are appreciated...